Is ICHRA or Group Health Insurance Right for Your Team?
This year, renewal notices are landing higher than a lot of small business owners expected, and more of them are looking beyond the group plan they’ve always had. ICHRA is usually the first alternative that comes up. It works nothing like traditional group coverage, and it isn’t automatically the better option. Set side by side, […]
How Voluntary Benefits Strengthen Employee Retention
A good employee’s resignation rarely comes with enough warning to act on. One week the schedule looks stable. The next, a two-week notice is on your desk, telling you months of hard-won knowledge are about to walk out the door. Many small Maryland employers treat that scramble as unavoidable, as if turnover is simply the […]
Maryland FAMLI Requirements Employers Must Meet in 2027
When one of your employees gets sick, welcomes a new baby, or needs to care for an aging parent, their primary concern is often whether they can afford to take time off. Maryland’s Family and Medical Leave Insurance program, called FAMLI, is a state-administered paid leave system that requires participation from all Maryland employers. If […]