What to Tell Your Team About Your Employee Benefits Package
A benefit nobody explained is a benefit nobody can use. In KFF’s 2023 survey, 51% of insured adults called at least one part of their insurance hard to understand. Someone on your team may be holding an employee benefits package they can’t fully describe, and without an HR department, the explaining usually lands on you. […]
The Small Business Open Enrollment Checklist for 2026
You open your renewal notice this fall, and the number staring back is worse than last year’s. You’re not imagining it. Insurers proposed a median increase of about 11 percent for small-group plans entering 2026. Carriers are already asking for another 14 percent for 2027. This cycle also brings new federal rules on your Medicare […]
Is ICHRA or Group Health Insurance Right for Your Team?
This year, renewal notices are landing higher than a lot of small business owners expected, and more of them are looking beyond the group plan they’ve always had. ICHRA is usually the first alternative that comes up. It works nothing like traditional group coverage, and it isn’t automatically the better option. Set side by side, […]
How Voluntary Benefits Strengthen Employee Retention
A good employee’s resignation rarely comes with enough warning to act on. One week the schedule looks stable. The next, a two-week notice is on your desk, telling you months of hard-won knowledge are about to walk out the door. Many small Maryland employers treat that scramble as unavoidable, as if turnover is simply the […]
5 Reasons Why Offering Better Employee Benefits Is a Game-Changer for Small Businesses
In today’s competitive market, attracting top talent isn’t just about offering a good salary. Job seekers are looking for something more comprehensive—they want to know that their health, well-being, and future are secure. For small and medium-sized businesses, designing the right employee benefits package can seem overwhelming and expensive. However, investing in your team’s health […]